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Many banks charge fees whenever a customer uses an ATM/debit card inside the United States

.

A.Right

B.Wrong

C.Doesn't say

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更多“Many banks charge fees wheneve…”相关的问题
第1题
A high degree of official supervision and regulation on bank organizations are important b
ecause ______.

A.The governments of many countries want to control banks

B.There are too many troubles in banking sector

C.It is crucial to stabilize the financial sector and the whole economy

D.The banks make much more deposit insurance fund

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第2题
听力原文:Many banks in America now carry accounts with the Bank of China, Shanghai.(5)A.Ma

听力原文:Many banks in America now carry accounts with the Bank of China, Shanghai.

(5)

A.Many banks in America accept accounts with the Bank of China, Shanghai.

B.Many banks in America start business with the Bank of China, Shanghai.

C.Many banks in America have accounts with the Bank of China, Shanghai.

D.Many banks in America owe money to the Bank of China, Shanghai.

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第3题
Banks are subject to various forms of legal risk, including inadequate or incorrect(56) ad

Banks are subject to various forms of legal risk, including inadequate or incorrect (56) advice or documentation that may result in unexpected decline in the value of (57) or unexpected increase in the value of liabilities. In addition, existing laws may (58) resolve legal issues involving a bank; a court case involving a (59) bank may have wider implications for banking business and involve costs to it and many or all other banks; and, laws (60) banks or other commercial enterprises may change. Banks are particularly susceptible to legal risks when entering new types of transactions and when the legal right of a counterpart to enter into a transaction is not established.

(41)

A.bank

B.financial

C.legal

D.governmental

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第4题
The bank(56) borrowers enough interest to pay the expense of the bank and have something l

The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.

(41)

A.receives

B.gets

C.charges

D.pays

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第5题
听力原文:M: What margins will the lending bank charge?W: Margins mainly depend on these fa

听力原文:M: What margins will the lending bank charge?

W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.

Q: How many factors do margins charged by the lending bank mainly depend on?

(12)

A.Four.

B.Two.

C.Three.

D.Five.

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第6题
根据以下内容回答下列各题, Banks are not ordinarily prepared to pay out all accounts; they
rely on depositors (储户) not to demand payment all at the same time. If depositors should come to fear that a bank is not safe, that it cannot pay off all its depositors, then that fear might cause all the depositors to appear on the same day. If they did, the bank could not pay all accounts. However, if they did not all appear at once, then there would always be enough money to pay those who wanted their money when they wanted it. Mrs. Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1925 several banks failed to open in a city where Mrs. Vaught lived. The other banks expected a run the next day, and so the officers of the bank in which Mrs Vaught worked as a teller had enough money on hand to pay off their depositors. The officers simply told the tellers to pay on demand. The next morning a crowd gathered in the bank and on the sidewalk outside. The length of the line made many think that the bank could not possibly pay off everyone. People began to push and then to fight for places near the tellers windows, The power of the panic atmosphere was such that two tellers, though they knew that the bank was quite all right and could pay all depositors, drew their own money from the bank. Mrs Vaught says that she had difficulty keeping herself from doing the same. A bank run happens when _______.

A.a bank is closed for one or more days

B.too many depositors try to draw out their money at one time

C.there is not enough money to pay all its depositors at one time

D.tellers of a bank take their own money from the bank

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第7题
Which of the following did Mrs. Vaught say?A.She know that the bank was not sound.B.She fe

Which of the following did Mrs. Vaught say?

A.She know that the bank was not sound.

B.She feared that too many depositors drawing their money would close the bank.

C.She was not able to draw out her money.

D.She was tempted to draw out her money.

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第8题
Millions of words have been written about young people in the United States. There are rea
sons for this great interest in the ideas, feelings, and actions of youth.

Today there are about seven million Americans in the colleges and universities. Young persons under twenty-five make up nearly half of the American population. Many of these will soon be in charge of the nation. Naturally, their ideas are important to everyone in the country, and it is necessary for older people to understand what they think and feel.

College students today have strong opinions about right and wrong. They are deeply interested in making a better life for all people, especially for those who have not been given a fair chance before now. They see much that is wrong in the lives of their parents. It is hard for them to see what is right and good in the older ways. As a result, there is often trouble in American families.

Which of the following statements is true?

A.People haven' t written much about American youth.

B.Writers have wasted a great deal of their effort to write about American youth.

C.Much has been written about American youth.

D.Young people' s ideas are not important enough to the USA.

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第9题
Dear professor, Banks normally receive money from their customers in two distinct forms; o

Dear professor,

Banks normally receive money from their customers in two distinct forms; on current account, and on deposit account. With a current account, a customer can issue personal cheques. No interest is paid by the bank on this type of account. With a deposit account, however, the customer undertakes (答应) to leave his money in the bank for a minimum specified period of time. Interest is paid on this money.

The bank in turn lends the deposited money to customers who need capital. This activity earns interest for the bank, and this interest is almost always at a higher rate than any interest which the bank pays to its depositors. In this way the bank makes its main profits.

We can say that the primary function of a bank today is to act as an intermediary (中间人) between depositors who wish to make interest on their savings, and borrowers who wish to obtain capital. The bank is a reservoir (水库) of loanable money, with streams of money flowing in and out. For this reason, economists and financiers often talk of money being" liquid" , or of the ' liquidity ' of money. Many small sums which might not otherwise be used as capital are made useful simply because the bank acts as a reservoir.

The system of banking rests upon a basis of trust. Innumerable acts of trust build up the system of which bankers, depositors and borrowers are part. They all agree to behave in certain predictable ways in relation to each other, and in relation to the rapid fluctuations of credit and debit. Consequently, business can be done and cheques can be written without visibly changing hands.

On______, the bank will pay interest.

A.the current account

B.personal cheques

C.the deposit account

D.both the current and deposit account

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第10题
Early in November 1965, New York was blacked out by an electricity failure (停电). The May

Early in November 1965, New York was blacked out by an electricity failure (停电). The Mayor promised that it would not happen again. Pessimists (悲观主义者) were certain that it would happen again within five years. In July 1977, there was a repeat performance which produced a serious disorder throughout the city. At that time the city was in one of its worst heat waves.

In 1965, there was little crime during the darkness, and fewer than a hundred people were arrested. In 1977, hundreds of stores were broken into and looted (劫掠). Nearly 4,000 people were arrested but far more disappeared into the darkness of the night. The number of policeman available was far from enough and some looters even carry guns.

Hospitals had to treat hundreds of people cut by glass from shop windows. Banks and most business remained closed the next day. The blackout started at 9:30 P.M., when lightning hit and knocked out supply cables. Many stores were thus caught by surprise. For twenty-four hours, New York realized how helpless it was without electricity.

According to the first paragraph, who were right: the authorities or the pessimists?

A.The authorities.

B.The pessimists.

C.Both.

D.Neither.

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