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听力原文:M: What margins will the lending bank charge?W: Margins mainly depend on these fa

听力原文:M: What margins will the lending bank charge?

W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.

Q: How many factors do margins charged by the lending bank mainly depend on?

(12)

A.Four.

B.Two.

C.Three.

D.Five.

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更多“听力原文:M: What margins will the …”相关的问题
第1题
听力原文:M: What about the interest rate?W: Well, the discount rate is given in accordance

听力原文:M: What about the interest rate?

W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.

Q: What are they talking about?

(14)

A.The interest rate of savings account.

B.The discounting rate for drafts.

C.The rediscounting rate.

D.The interest rate for loans.

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第2题
听力原文:M: Could you tell me what specific document you will provide?W: Together with the

听力原文:M: Could you tell me what specific document you will provide?

W: Together with the draft, we'll also send you a complete set of bills of lading, an invoice, an export license, an insurance policy, a certificate of origin, and a certificate of inspection.

Q: What document the woman did not mention?

(14)

A.Bills of lading.

B.Consular invoice.

C.Insurance policy.

D.Certificate of origin.

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第3题
听力原文:W: What do you think of the objective of monetary policies?M: It is to maintain t

听力原文:W: What do you think of the objective of monetary policies?

M: It is to maintain the stability of currency and thereby promote economic growth.

Q: What is the objective of monetary policies?

(12)

A.Expanding business.

B.Maintaining the stability of currency.

C.Decreasing economic growth.

D.Supervising the banking system.

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第4题
听力原文:M: I want to apply for a credit card. What are the common credit cards?W: Master

听力原文:M: I want to apply for a credit card. What are the common credit cards?

W: Master Card, Visa, Discover, and American Express. Apply for the ones without annual fees. Some credit cards even pay you back about 1% - 2% of what you spend.

Q: Which type of credit card is not mentioned in the conversation?

(19)

A.Smart Card.

B.Master Card.

C.Visa Card.

D.American Express.

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第5题
听力原文:M: What will happen if a draft is not presented for payment when due?W: If this i

听力原文:M: What will happen if a draft is not presented for payment when due?

W: If this is the case, all the signatories on the bill will be discharged except the acceptor.

Q: What are the two people mainly talking about?

(18)

A.How to present the bill for payment.

B.The presentation of bills for payment.

C.The solution to the injured drawer.

D.The payment of the cheque.

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第6题
听力原文:M: If a bank has inadequate liquidity, what would happen?W: In this case, it cann

听力原文:M: If a bank has inadequate liquidity, what would happen?

W: In this case, it cannot obtain sufficient funds, either by increasing liabilities or by converting assets promptly. Thus, insufficient liquidity can lead to the insolvency of a bank.

Q: What would lead to a bank's insolvency?

(14)

A.Adequate liquidity.

B.Insufficient liquidity.

C.Increasing liabilities.

D.Converting assets.

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第7题
听力原文:M: What's the interest rate on mortgage loans?W: It fluctuates a little depending

听力原文:M: What's the interest rate on mortgage loans?

W: It fluctuates a little depending on the various factors in the loan, but around 8.75% for long-time clients.

Q: What are they talking about?

(14)

A.About long-term relationship between the banker and the client.

B.About long-term loans.

C.About housing loans.

D.About short-term loans.

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第8题
听力原文:M: Would you like a copy of professor Smith's article?W: Thanks, it's not too muc

听力原文:M: Would you like a copy of professor Smith's article?

W: Thanks, it's not too much trouble.

What does the woman imply?

A.She is not interested in the article.

B.She has given the man much trouble.

C.She would like to have a copy of the article.

D.She doesn't want to take the trouble to read the article.

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第9题
听力原文:W: Will my deposit earn any interest?M: Certainly. Interest rate on savings accou

听力原文:W: Will my deposit earn any interest?

M: Certainly. Interest rate on savings accounts at the moment is 3%. If you opened a current account money, you wouldn't earn any interest.

Q: What would the interest rate be if the woman opened a current account?

(14)

A.3%.

B.5%.

C.11%.

D.None.

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