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听力原文：M: If a bank has inadequate liquidity, what would happen？W: In this case, it cann

听力原文：M: If a bank has inadequate liquidity, what would happen？

W: In this case, it cannot obtain sufficient funds, either by increasing liabilities or by converting assets promptly. Thus, insufficient liquidity can lead to the insolvency of a bank.

Q: What would lead to a bank's insolvency？

(14)

A．Adequate liquidity.

B．Insufficient liquidity.

C．Increasing liabilities.

D．Converting assets.

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更多“听力原文：M: If a bank has inadequa…”相关的问题

第1题

听力原文：M: Do you know some forms of bank advances？W: There are three forms: overdrafts,

听力原文：M: Do you know some forms of bank advances？

W: There are three forms: overdrafts, personal loans and mortgages.

Q: Which of the following is not a form. of bank advances？

(13)

A．Overdrafts.

B．Mortgages.

C．Personal loans.

D．Letter of credit.

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第2题

听力原文：M: The depositors can earn interest on demand deposits, is that right？W: Yes, but

听力原文：M: The depositors can earn interest on demand deposits, is that right？

W: Yes, but the rate of interest on demand deposits is generally well below the bank's base rate.

Q: What does the woman imply？

(15)

A．The bank's base rate is fixed.

B．The rate on demand deposits is low.

C．The rate on demand deposits is high.

D．The bank's base rate is floating.

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第3题

听力原文：M: Most banks tend to decline loan proposals which are highly speculative.W: I th

听力原文：M: Most banks tend to decline loan proposals which are highly speculative.

W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.

Q: What will the banks usually do to the highly speculative loan proposals？

(15)

A．The banks will disapprove them.

B．The banks will approve them.

C．The Bank will benefit from the loans.

D．The bank will make profit from lending.

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第4题

听力原文：M: If a customer lost his draft, will the bank still pay the draft to him？W: The

听力原文：M: If a customer lost his draft, will the bank still pay the draft to him？

W: The drawee bank may investigate the title of the person who holds it. If he has a good title, the draft will be paid.

Q: What will the drawee bank do after being informed of loss of a draft？

(18)

A．The drawee bank will refuse to pay the draft.

B．The drawee bank will issue another draft to the customer.

C．The drawee bank will investigate into the case first.

D．The drawee bank will pay the draft immediately.

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第5题

听力原文：M: I've got my loan proposal approved.W: That's good news. But be sure that you c

听力原文：M: I've got my loan proposal approved.

W: That's good news. But be sure that you can get enough money to repay the loan when it is due.

Q: What does the woman worry about？

(13)

A．The loan proposal.

B．His repayment capability.

C．The bank's money.

D．Her own money.

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第6题

听力原文：M: What margins will the lending bank charge？W: Margins mainly depend on these fa

听力原文：M: What margins will the lending bank charge？

W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.

Q: How many factors do margins charged by the lending bank mainly depend on？

(12)

A．Four.

B．Two.

C．Three.

D．Five.

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第7题

听力原文：M: Well, what other documents shall I hand in to your bank besides bills of ladin

g？

W: A sight draft, an insurance policy, and a collection order which contains instructions on collection operation to our bank.

Q: What are they talking about？？？

(18)

A．Presentation of bill of exchange for payment.

B．Documents required for a collection operation.

C．Application for a letter of credit.

D．What are contained in a collection order.

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第8题

听力原文：W: Did you hear about Mr. William's case last week？M: Yes. It's too terrible. As

听力原文：W: Did you hear about Mr. William's case last week？

M: Yes. It's too terrible. As a matter of fact, he should not issue an open cheque in favor of a third party. Anyone who holds it would present it to the paying bank and obtain cash against it.

Q: What happened to Mr. Williams？

(16)

A．He lost a cheque and the thief cashed it.

B．He opened a cheque account.

C．A thief stole the money from the bank.

D．He cashed the cheque but the money was stolen by a thief.

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第9题

听力原文：M: As a means of international settlement, what is the main role of a credit card

？

W: Its main role is to transfer the payment obligation from payer to bank. It makes the payment safer for the exporter with the bank' s credit and guarantee, and simultaneously makes the supply of goods safer for the importer.

Q: What is the main role of a letter of credit？

(19)

A．It is to transfer the contract from bank to customer.

B．It is to transfer the payment obligation from buyer to seller through banks.

C．It is to transfer the confirmation from the issuing bank to confirming bank.

D．It is to transfer the documents from advising bank to issuing bank.

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第10题

听力原文：M: Hello, can I do anything for you？W: Yes, I need to change foreign moneys. Coul

听力原文：M: Hello, can I do anything for you？

W: Yes, I need to change foreign moneys. Could you help me change some Canadian dollars in traveler's cheques issued by Royal Bank of Canada？

Q: What kind of foreign currencies does the speaker want to exchange？