题目内容
（请给出正确答案）
W: That's right. So banks usually offer slightly lower interest rates on them.
Q: Which of the following has a higher rate？
(13)
A．CDs.
B．Demand deposits.
C．Fixed-term deposits.
D．Building societies deposits.
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更多“听力原文：M: CDs can be traded in t…”相关的问题
听力原文：W: What is the rate of exchange？
M: Sorry, I'm not sure. You will have to ask at the exchange desk. He can give you the exchange rate.
Q: Where can he find the exchange rate？
(12)
A．At the exchange desk.
B．On the board.
C．On the desk.
D．On the notebook.
听力原文：M: What should I do with my sight deposit if I need some money right now？
W: Oh, that's easy. You can either use the cash dispensers or you can write cheques.
Q: What does the man want to have now？
(14)
A．Cash.
B．Sight deposit.
C．Cash dispenser.
D．Cheque.
听力原文：M: Could your company accept bills of exchange payable 30 days after sight？
W: No, we don't accept any draft; instead, we usually make payment at sight.
Q: What can we infer from the conversation？
(19)
A．The man will probably wait for the payment for 30 days.
B．The man can get his payment right away.
C．The man will send an order to the company.
D．The woman will not pay the man at sight.
听力原文：M: I don't know how to convert the blank endorsement into a special endorsement？
W: You can just write above the endorser's signature a direction to pay the cheque to the order of himself or some other named person.
Q: What do you think the holder of the cheque will do next？
(18)
A．To rewrite his signature.
B．To make a special endorsement.
C．To order another person to pay the cheque.
D．To give an order to the bank to collect the cheque.
听力原文：M: Do you keep the transferred amount in a special account that I can't control？
W: Yes, we keep those balances in a tax accrual trust account specifically reserved for tax payments. Usually the balances will be used every quarter for tax liability payments.
Q: How often will the balance be used for tax liability payments？
(20)
A．Every month.
B．Every quarter.
C．Every year.
D．Half a year.
M: OK, just change "carriage forward" to "carriage paid". We can't lose this customer.
Q: What did the customer order on May 25？
(12)
A．Invoice.
B．Shoes.
C．Carriage.
D．Error.
听力原文：W: Excuse me, sir. Can you tell me what kind of a bill you have？
M: Yes, it's a ninety-day bill for $ 6,750.00. It matures about two months from now. I didn't think we'd have to discount it, but I need the working capital right now. How do I discount it？
Q: What kind of bill does the man have？
(13)
A．A bill of exchange with a 90-day maturity for $ 6,075.00.
B．A bill of exchange with a 60-day maturity for $ 6,075.00.
C．A bill of exchange with a 90-day maturity for $ 6,750.00.
D．A bill of exchange with a 60-day maturity for $ 6,750.00.
(3)
A．The amount on the cheque is larger than in the account.
B．The car can be covered with your cheque.
C．The cheque you wrote can not cover the car.
D．The amount on your cheque is just that in your account.
听力原文： A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.
24. What is a CD？
25.Which of the followings generally issue CDs？
26.How long does a specific maturity usually last？
27.Why do CDs pay higher return to investors than T-bills？
(24)
A．A term deposit that can be drawn at any time.
B．A time deposit with a bank.
C．A current deposit.
D．A cheek account.
M: Oh, yes. This is a personal cheque. We wouldn't be able to cash it for you until the proceeds are collected from the paying bank.
Q: What does the man mean？
(16)
A．The woman can't get cash before the proceeds are collected.
B．There is something wrong with the proceeds.
C．The woman will be paid directly by the paying bank.
D．The personal cheque can't be encashed over the counter.
