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The money a bank uses for lending is borrowed from depositors.A．RightB．WrongC．Doesn't say

The money a bank uses for lending is borrowed from depositors.

A．Right

B．Wrong

C．Doesn't say

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更多“The money a bank uses for lend…”相关的问题

第1题

The phrase “make serious cash off all the consumers” （Paragraph 2) means “_______

The phrase “make serious cash off all the consumers” (Paragraph 2) means “_________ ”

A． make consumers deposit all their money into bank

B． cause the consumers to use up all their money

C． make all the consumers cash their money' in the bank

D． make a careful plan to attract as many consumers as possible

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第2题

If you are staying in the UK for more than 6 months, it may be useful to open a UK ban

k account. There are a lot of advantages of having a UK current (checking) account:

Paying bills

Many landlords prefer to collect rent directly from a bank account.

You may be able to obtain cheaper services if you pay bills directly from a bank account，e. g. telephone, gas/water/electricity.

If you are given a chequebook, you can also write cheques as a safe way of paying for things.

Cash

You can easily obtain money from cash machines，or pay directly from your account using a debit card(借记卡).

Saving money

It is generally cheaper to use a UK account than it is to pay by credit card(信用卡)or withdraw (提取) cash from a foreign bank.

Employment

If you work in the UK，some employers require you to have a bank account so that you can get your pay.

Advantages of UK Current Account

Paying bills： 1) to pay rent directly from ①

2) to obtain ② services

3) to pay for things with cheques safely

Cash：1)to obtain money from ③ easily

21 to pay directly from your account

Saving money：cheaper to use a ④ account

Employment：to get your ⑤ through a bank account

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第3题

听力原文：When a savings account is opened in a bank, the depositor must sign a deposit agr

听力原文： When a savings account is opened in a bank, the depositor must sign a deposit agreement. By signing agreement, the depositor agrees to abide by the rules and regulations of the bank. At this time, a passbook may be given to the depositor. This is a small book in which the bank teller enters the date and amount of each deposit or withdrawal and initials the entry. The passbook is to be presented at the bank or mailed to the bank along with a deposit or withdrawal slip each time money is deposited or withdrawn from the account. An alternative practice for depositing or withdrawing money from a savings account is to give the depositor a small register for recording deposits and withdrawals and a pad of deposit withdrawal rotors. This procedure eliminates the use of the passbook.

24. What is the purpose of signing a deposit agreement？

25.What does a depositor do with a passbook？

26.What is the aim of a small register and a pad of deposit withdrawal forms？

(24)

A．To follow the bank's rules and regulations.

B．To have the right to make full use of the bank's facilities.

C．To open an account in the bank.

D．To protect the depositor's interest.

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第4题

American students learn business skills in school. Here is a story about some American students who learnt business skills by operating their own banks. In December 1987, the Twiglet Bank was opened at an Elementary School in Miami, Florida. It is a real bank that accepts money for savings and makes loans, and it is operated by students between 10 and 12 years old. The bank is open for one hour two days a week. Students can put their money into the bank and withdraw it as they wish. Officials from a local bank helped the students start the bank. They trained twenty-three of them to do all the different kinds of bank jobs, from counting money to guarding the bank. The students needed money to start the bank. They raised more than $ 2,000 by selling 50-dollar shares in the bank to parents, teachers, the local bank workers, and customers. Organizing and operating the bank has taught the children a lot about the banking business. They have learned about raising and investing money and how to use computers and other banking equipment. They have also learned how to ask for a job and to be responsible for their jobs.

1-1.American students learn social skills in school.

A、√

B、×

1-2.Some American students learn business skills to operate their own school.

A、√

B、×

1-3.The bank is open for one hour two days a week.

A、√

B、×

1-4.Students can put their money into the bank but withdrawing is not easy.

A、√

B、×

1-5.Workers from a local bank helped the students start the bank.

A、√

B、×

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第5题

A certificate of deposit （CD) is issued by a depository- institution（56) that the holder h

A certificate of deposit (CD) is issued by a depository- institution (56) that the holder has deposited at the institution a certain mount of money for a certain period of time. By issuing a certificate of deposit, a bank, or (57) institution, gives its pledge to (58) the certificate at maturity and to pay a certain rate of interest for the use of the deposited funds.

Certificates of deposit are issued in several different forms. They may be negotiable or nonnegotiable, If a CD is negotiable it may be sold on the secondary market (59) to maturity. Usually only large CDs are issued in negotiable form. CDs may also be issued either in bearer or registered form. Negotiable CDs are usually always issued in bearer form. because of the ease with which ownership may be (60) .

(41)

A．evidence

B．fact

C．proof

D．prove

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第6题

听力原文：If you want to invest money at short term, you've got several possibilities: firs

听力原文： If you want to invest money at short term, you've got several possibilities: first, a current account. This gives you the possibility of having all your money at your immediate disposal. It also entitles you to a cheque-book. Second, you've got a deposit account, which usually pays about 3. 5% interest, less tax. In that respect, a deposit account's a better investment than a current account. However, though you are entitled to a cheque-book, you can only withdraw up to a certain sum each month. For large amounts, you must give the bank a few months' notice. Finally, you have certificates of deposit. These pay in the order of 6.5% interest.

28. How many possibilities are there for a customer to invest money at short term？

29.With what kind of deposit can a customer NOT use a cheque-book？

30.What is the interest rate for maintaining a deposit account？

(28)

A．2.

B．5.

C．4

D．3

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第7题

根据文章内容进行判断，正确写“T”错误写“F”。 Beads, stones, seashells, paper, precious metals such as gold and silver, base metals such as iron have all been used as money. Today, money is printed on paper. A lot of cou

根据文章内容进行判断，正确写“T”错误写“F”。

Beads, stones, seashells, paper, precious metals such as gold and silver, base metals such as iron have all been used as money. Today, money is printed on paper. A lot of countries use their own currency, with names such as dollar, pound, franc, ruble, Yuan and so on. Since 2002, 18 of the EU members have replaced their national currencies by Euro notes and coins.

If you want to pay for something in another currency, you have to change your money into the other money. If you want to travel outside your native country,you need to change your own country's money for the money of the country you are visiting. Most large banks sell foreign currencies. You can exchange money at a bank or at an office of a tourist agency.

Wherever you go, exchanging money puts you in touch with international finance, which is concerned with exchange rates between different currencies. Deciding the rate for the international exchange of money is one of the most complex aspects of international banking.

()26. This best title for this passage is “The history of money”

()27. Euro is available in all EU member countries.

()28. Foreign exchange rates have significant impact on the economy of a country.

()29. Currency means money in the form. of paper.

()30. Banks are a good option to get your money exchanged.

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第8题

Since the early 1930s,Swiss banks had prided themselves on their system of banking secrec

y and numbered accounts.Over the years,they had successfully withstood every challenge to this system by their own government who,in turn,had been frequently urged by foreign governments to reveal information about the financial affairs of certain account holders.The result of this policy of secrecy was that a kind of mystique had grown up around Swiss banking.There was a widely-held belief that Switzerland was irresistible to wealthy foreigners, mainly because of its numbered accounts and bankers, reluctance to ask awkward questions of depositors.Contributing to the mystique was the view,carefully propagated by the banks themselves, that if this secret was ever given up, foreigners would fall over themselves in the rush to withdraw money, and the Swiss banking system would virtually collapse overnight. To many, therefore, it came like a bolt out of the blue, when, in 1977，the Swiss banks announced they had signed a pact with the Swiss National Bank (the Central Bank).The aim of the agreement was to prevent the improper use of the country’s bank secrecy laws，and its effect to curb (遏制)severely the system of secrecy. The rules which the banks had agreed to observe made the opening of numbered accounts subject to much closer scrutiny than before.The banks would be required,if necessary,to identify the origin of foreign fund going into numbered and other accounts.The idea was to stop such accounts being used for dubious (可疑的)purposes.Also，they agreed not to accept funds resulting from tax evasion or from crime. The pact represented essentially a tightening up of banking rules.Although the banks agreed to end relations with clients whose identities were unclear or who were performing improper acts, they were still not obliged to inform. on a client to anyone, including the Swiss government.To some extent,therefore,the principle of secrecy had been maintained. Swiss banks took pride in_________.A.the number of their accounts

B.withholding client information

C.being mysterious to the outsiders

D.attracting wealthy foreign clients

According to the passage,the widely-held belief that Switzerland was irresistible to wealthy for-eigners was__________by banks themselves.A.denied

B.criticized

C.reviewed

D.defended

In the last paragraph,the writer thinks that________.A.complete changes had been introduced into Swiss banks

B.Swiss banks could no long keep client information

C.changes in the bank policies had been somewhat superficial

D.more changes need to be considered and made

Swiss banks are tightening its banking rules by________.A.examining the origin of foreign funds before going into accounts