题目内容
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听力原文：With a current account, your money is immediately available.
(8)
A．You have to deposit your money once a month.
B．You can use your money at any time you need it.
C．Your money is immediately run out.
D．Your money can immediately make more money.
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更多“听力原文：With a current account, y…”相关的问题
听力原文：W: Will my deposit earn any interest？
M: Certainly. Interest rate on savings accounts at the moment is 3%. If you opened a current account money, you wouldn't earn any interest.
Q: What would the interest rate be if the woman opened a current account？
(14)
A．3%.
B．5%.
C．11%.
D．None.
(7)
A．The cost principle states that assets and services that are acquired should be recorded at their current price.
B．The cost principle states that assets and services that are acquired should be recorded at their actual historical cost.
C．The Reliability Principle states that assets and services that are acquired should be recorded at their current cost.
D．The Reliability Principle states that assets and services that are acquired should be recorded at their actual historical cost.
(5)
A．They usually hold savings accounts.
B．They have current accounts.
C．They specialize in long-term savings accounts and mortgages.
D．They deal in short-term savings accounts.
W: Wait a minute. According to the Prudence Concept, if the market price is higher than the cost, the higher amount is ignored in the accounts.
Q: Why can't they record the gains right now？
(16)
A．Because of the prudence concept.
B．Because of the materiality concept.
C．Because of the matching principle.
D．Because of the Dual Aspects Concept.
听力原文： A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.
24. What is a CD？
25.Which of the followings generally issue CDs？
26.How long does a specific maturity usually last？
27.Why do CDs pay higher return to investors than T-bills？
(24)
A．A term deposit that can be drawn at any time.
B．A time deposit with a bank.
C．A current deposit.
D．A cheek account.
听力原文： If you want to invest money at short term, you've got several possibilities: first, a current account. This gives you the possibility of having all your money at your immediate disposal. It also entitles you to a cheque-book. Second, you've got a deposit account, which usually pays about 3. 5% interest, less tax. In that respect, a deposit account's a better investment than a current account. However, though you are entitled to a cheque-book, you can only withdraw up to a certain sum each month. For large amounts, you must give the bank a few months' notice. Finally, you have certificates of deposit. These pay in the order of 6.5% interest.
28. How many possibilities are there for a customer to invest money at short term？
29.With what kind of deposit can a customer NOT use a cheque-book？
30.What is the interest rate for maintaining a deposit account？
(28)
A．2.
B．5.
C．4
D．3
听力原文： A debit card is a plastic card enabling the cardholder to purchase goods or services, or withdraw cash, the cost of which is immediately charged to his or her bank account. Debit cards are used to activate POS terminals in supermarkets, gas stations and stores. Together with credit cards, they are commonly referred to simply as bank cards. Debit cards are widely used to pay for goods and services. They are used in conjunction with a current bank account. The amount of the purchase is immediately debited from the account and no credit is involved, hence its name. A smart card is a secure, portable, tamper-resistant data-storage device. It is the exact size of a credit card and contains a computer with as much power as the original minicomputer.
24. What is a debit card？
25.Which is not mentioned as the place where a debit card is used？
26.What kind of account is in conjunction with the debit card？
27.What is not the feature of the smart card？
(24)
A．A plastic card.
B．A plastic card used by cardholder to purchase goods or services, or withdraw cash.
C．Something used to purchase goods or services, or withdraw cash.
D．A machine can be used to withdraw cash.
听力原文： The most prestigious exchange in the world is the New York Stock Exchange (NYSE). The NYSE is the first type of exchange, where much of the trading is done face-to-face on a trading floor. This is also referred to as a "listed" exchange. Orders come in through brokerage firms that are members of the exchange and flow down to floor brokers who go to a specific spot on the floor where the stock trades. At this location, known as the trading post, there is a specific person known as the "specialist" whose job is to match buyers and sellers. Prices are determined by using an auction method: the current price is the highest amount any buyer is willing to pay and the lowest price at which someone is willing to sell.
28. Which is the most notable exchange in the world？
29.In the NYSE, where does the "specialist" match buyers and sellers？
30.In the NYSE, what are prices determined by？
(28)
A．the Nasdaq
B．the NYSE
C．the OTC
D．the AMEX
听力原文：M: Do you know some forms of bank advances？
W: There are three forms: overdrafts, personal loans and mortgages.
Q: Which of the following is not a form. of bank advances？
(13)
A．Overdrafts.
B．Mortgages.
C．Personal loans.
D．Letter of credit.
听力原文：The tax return does not show accrued income.
(8)
A．The tax return is not shown in the income.
B．The income is not accurate in taxation.
C．The tax should be returned according to the income.
D．The tax return is not in accordance with the income that should be taxed.
